Apple Pay, Visa vulnerabilities leave iPhone users open to payment fraud

LONDON: Vulnerabilities in Apple Pay and Visa could enable hackers to bypass an iPhone's Apple Pay lock screen and perform contactless payments, according to a new research.

The researchers, from the University of Birmingham and University of Surrey, discovered the vulnerability occurs when Visa cards are set up in 'Express Transit mode' in an iPhone's wallet.

Transit mode is a feature on many smartphones that enables commuters to make a swift contactless mobile payment at, for example, an underground station turnstile, without fingerprint authentication.

"Our work shows a clear example of a feature, meant to incrementally make life easier, backfiring and negatively impacting security, with potentially serious financial consequences for users," said researcher Andreea Radu from the University of Birmingham. (IANS)

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